End-to-end encrypted messaging, automatic FINRA Rule 17a-4 archiving, and built-in supervisory review — purpose-built for regulated finance.
No credit card required · SOC 2 Type II · US & EU Data Residency
Slack wasn't built for FINRA. Neither was Teams. Neither was email. Every off-channel conversation is a potential Rule 17a-4 violation. Every unmonitored message is a supervision gap. You need a communications platform that's compliant by design — not by policy memo.
Communications that are compliant by design, not bolted on afterward.
Privacy by Design. Security by Default. Your conversations are your own. With true E2EE via the Signal Protocol, not even Cruve can read your messages. You hold the keys. Always.
Immutable Records. Zero Stress. Every message, file, and reaction is automatically captured in The Ledger — WORM-compliant, timestamped, and ready for any regulatory examination.
FINRA Rule 3110 supervision built natively into the platform. No third-party add-ons. No manual exports. The Review Desk gives supervisors a purpose-built workflow with full, immutable audit trails.
Every tier includes The Ledger, Review Desk, and The Auditor. No feature gating. No surprises.
Annual cost for 10 users on Team Vault: $5,988/yr — vs. $15k–$30k+ for Slack Enterprise + Smarsh.
Slack, Teams, Discord, and WhatsApp are communication tools. Cruve is secure communications infrastructure built around regulated finance, supervisory review, and immutable records.
| Capability | Cruve | Slack | Microsoft Teams | Discord | |
|---|---|---|---|---|---|
| Designed for regulated finance | Yes — broker-dealers, RIAs, hedge funds, wealth managers | General enterprise chat | General enterprise suite | Consumer/community chat | Consumer messaging |
| Encryption model | Designed for zero-knowledge E2EE with firm-controlled compliance keys | TLS + server-side encryption; platform controls access | TLS + server-side encryption; platform controls access | TLS; no end-to-end encrypted workspace messaging | E2EE for messages, but not enterprise recordkeeping-first |
| Native WORM archive | The Ledger — S3 Object Lock COMPLIANCE mode | Requires Enterprise plan + third-party archive connector | Requires Purview / retention configuration | Not built in | Not built for FINRA-compliant firm archives |
| Supervisory review | Review Desk with evidence-of-review workflow | Third-party surveillance required | Purview Communication Compliance configuration required | Not available | Not available for firm-wide supervision |
| AI compliance monitoring | The Auditor — context-aware risk scoring | Add-on / third-party tooling | Separate Microsoft security/compliance tooling | Not available | Not available |
| eDiscovery & legal holds | Native, compliance-officer controlled | Enterprise export + external eDiscovery stack | Purview eDiscovery setup required | Not designed for regulator requests | Not designed for regulator requests |
| Audit trail | Every message, edit, review, and access event designed for auditability | Admin logs + connector-dependent archive coverage | Admin/audit logs through Microsoft ecosystem | Limited admin evidence for regulated exams | Limited enterprise audit trail |
| Vendor sprawl | Messaging, archive, review, eDiscovery in one platform | Slack + archive vendor + surveillance vendor + consultants | Teams + Purview + configuration + consultants | Cannot close compliance gaps with native features | Cannot close compliance gaps with native features |
| Regulatory posture | Purpose-built for FINRA/SEC workflows | Adapted after the fact | Adapted through broader Microsoft compliance suite | Not appropriate for regulated firm communications | Repeatedly cited in off-channel communications enforcement |
Comparison reflects publicly documented platform capabilities and typical compliance architectures. Cruve is built with SOC-2-aligned controls and FINRA/SEC-oriented recordkeeping; formal certifications and customer-specific compliance determinations depend on deployment, configuration, and independent audit.
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